Terms of Use

1. Acceptance of Terms

By using Smart Web Tools Calculators (calc.smartwts.com), you agree to these Terms of Use. If you do not agree, please discontinue use of this website.

2. Description of Service

Smart Web Tools Calculators provides free online calculators and converters for finance, health, math, unit conversions, and other everyday purposes. The service is provided "as is" and is free of charge.

3. Permitted Use

You may use this site for:

• Personal, educational, and informational purposes
• Business planning and estimation purposes
• Sharing links to calculator pages with others

4. Prohibited Use

You may not:

• Scrape, copy, or republish our calculator tools or content without permission
• Frame our site within another website without prior written consent
• Use the site for any unlawful purpose
• Attempt to disrupt, compromise, or overload our servers
• Misrepresent our tools as your own

5. Accuracy and Limitations

Our calculators use standard, publicly documented formulas. We make every effort to ensure accuracy. However, we make no warranty — express or implied — regarding the accuracy, completeness, or reliability of any calculation result.

Calculator results are estimates for informational purposes only and should not be relied upon as the sole basis for financial, medical, legal, or other important decisions. Always consult a qualified professional.

6. Intellectual Property

All content on this site — including text, design, code, logos, and branding — is the property of Smart Web Tools / SmartWTS. The Smart Web Tools name, logo, and associated marks are proprietary.

7. Third-Party Links

Our site may contain links to third-party websites. These are provided for convenience only. We are not responsible for the content, accuracy, or privacy practices of any third-party sites.

8. Limitation of Liability

To the fullest extent permitted by law, Smart Web Tools shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of (or inability to use) this site or reliance on any calculator result.

9. Indemnification

You agree to indemnify and hold harmless Smart Web Tools and its team from any claims, damages, or expenses arising from your violation of these Terms or misuse of our tools.

10. Changes to Terms

We reserve the right to update these Terms at any time. The updated date will be noted above. Continued use of the site after changes constitutes acceptance of the updated Terms.

11. Governing Law

These Terms are governed by the laws of the United States. Any disputes will be resolved in the applicable courts.

12. Contact

For questions about these Terms, contact us via our Contact page.